Kapnick and Company, Inc. dba Kapnick Insurance Group401(k)
KAPNICK AND COMPANY, INC. PROFIT SHARING AND THRIFT SAVINGS PLAN AND TRUST · ADRIAN, MI · plan year 2025
Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works
Kapnick and Company, Inc. dba Kapnick Insurance Group reported $171,525 in plan administrative expenses for 2025: 0.40% of average plan assets, above the peer median. Employer contributions averaged $4,954 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.
Across the 4 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 569th-largest of 2,619 plans among Michigan employers on file, and the 1,813th of 4,798 in finance & insurance. In 2025, employees put in $1.92 for every $1.00 the employer contributed; active participation has grown from 172 to 228 since 2022.
Kapnick and Company, Inc. dba Kapnick Insurance Group's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.
Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.
Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.
Why are you looking at this plan?
Source: U.S. Department of Labor, Form 5500 series, EIN 381902430 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.