Plan Ledger DOL Form 5500 · updated monthly

Island Finance, LLCbenefits

Island Finance Welfare Plan · SAN JUAN, PR · plan year 2025

Broker compensation reported · 2025
$96,270

Island Finance, LLC's benefits plans covered 437 active participants in 2025, providing life · long-term disability · death benefits · health · dental. Insurance premiums totaled $2,118,518. Insurance brokers and agents were paid $96,270 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.5% of premiums. That is $220 per covered person, above the median for employer plans that report broker pay. Broker pay rose 3.6% from $92,953 in 2024.

Insurance contracts · 20253
TRIPLE S SALUD, INC. · health drug$2.0M · 375 covered
DELTA DENTAL OF PUERTO RICO, INC. · dental$90K · 376 covered
THE HARTFORD LIFE AND ACCIDENT · life ltdpremiums n/a · 437 covered
Brokers & agents paid · 20253
FULCRO INSURANCE INC.$84,891
INNOVA INSURANCE SERVICES INC.$7,391 · incl $7,391 fees
FULCRO INSURANCE, INC.$3,988
Also brokered by Fulcro Insurance Inc.2

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 660878299 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.