Plan Ledger DOL Form 5500 · updated monthly

Heritage Federal Credit Unionbenefits

Heritage Federal Credit Union Health & Welfare Plan · NEWBURGH, IN · plan year 2025

Broker compensation reported · 2025
$16,555

Heritage Federal Credit Union's benefits plans covered 209 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $16,555 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $79 per covered person, below the median for employer plans that report broker pay. Broker pay fell 64% from $46,108 in 2024.

Insurance contracts · 20253
VISION SERVICE PLAN · visionpremiums n/a · 146 covered
HEALTH RESOURCES INC. · dentalpremiums n/a · 159 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 209 covered
Brokers & agents paid · 20252
CLIPPINGER FINANCIAL GROUP, LLC$15,032 · incl $3,654 fees
NFP INSURANCE SERVICES, INC$1,523 · incl $1,523 fees
Also brokered by Clippinger Financial Group, LLC5
Healthnet, Inc IN$94,863

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 351155006 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.