Heartland Family Servicebenefits

Heartland Family Service's benefits plans covered 287 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $161,184. Insurance brokers and agents were paid $94,967 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 58.9% of premiums. That is $331 per covered person, above the median for employer plans that report broker pay. Broker pay fell 20% from $118,536 in 2024.