Plan Ledger DOL Form 5500 · updated monthly

Gudel, Inc.benefits

Gudel, Inc. Welfare Benefits Plan · ANN ARBOR, MI · plan year 2025

Broker compensation reported · 2025
$83,037

Gudel, Inc.'s benefits plans covered 94 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,753,139. Insurance brokers and agents were paid $83,037 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.7% of premiums. That is $883 per covered person, in the top 10% of employer plans that report broker pay. Broker pay fell 27% from $114,487 in 2024.

Insurance contracts · 20254
BLUE CROSS BLUE SHIELD OF MICHIGAN · health drug vision ppo$998K · 115 covered
BLUE CARE NETWORK OF MICHIGAN · health drug vision ppo$649K · 83 covered
DELTA DENTAL OF MICHIGAN · dental$106K · 198 covered
GUARDIAN · life std ltdpremiums n/a · 94 covered
Brokers & agents paid · 20259
DEBRA A YOUNGS$28,660
MARC J LASCESKI$20,816
KAPNICK & COMPANY, INC.$4,568 · incl $118 fees
THE JAMES B. OSWALD COMPANY$9,193
KAPNICK AND COMPANY INC.$1,094 · incl $1,094 fees
KAPNICK & COMPANY INC.$12,653 · incl $3,408 fees
LIFETIME FINANCIAL GROWTH OF M$185
Also brokered by Debra a Youngs4

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 383253963 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.