Plan Ledger DOL Form 5500 · updated monthly

Gretchen's House Incbenefits

Gretchen's House Inc Welfare Benefits Plan · ANN ARBOR, MI · plan year 2025

Broker compensation reported · 2025
$71,887

Gretchen's House Inc's benefits plans covered 202 active participants in 2025, providing health · life · dental · vision · short-term disability · death benefits · other. Insurance premiums totaled $1,717,382. Insurance brokers and agents were paid $71,887 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.2% of premiums. That is $356 per covered person, above the median for employer plans that report broker pay. Broker pay rose 20% from $59,789 in 2024.

Insurance contracts · 20256
BLUE CARE NETWORK OF MICHIGAN · health drug hmo$1.6M · 205 covered
DELTA DENTAL OF MICHIGAN · dental$88K · 225 covered
EYEMED VISION CARE · visionpremiums n/a · 166 covered
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · stdpremiums n/a · 72 covered
AMERICAN UNITED LIFE INSURANCE COMPANY · lifepremiums n/a · 202 covered
Brokers & agents paid · 20257
DEBRA A YOUNGS$48,346
KAPNICK AND COMPANY INC.$1,638 · incl $1,638 fees
KAPNICK INSURANCE GROUP$10,319 · incl $717 fees
KAPNICK & COMPANY INC.$8,926 · incl $869 fees
SWEET T'S VENTURE LLC$164
LIFETIME FINANCIAL GROWTH OF M$126
Also brokered by Debra a Youngs4
Gudel, Inc. MI$28,660

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 383090980 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.