Plan Ledger DOL Form 5500 · updated monthly

Foundation for Individual Rights and Expressionbenefits

Foundation for Individual Rights and Expression Health and Welfare Benefit Plan · PHILADELPHIA, PA · plan year 2025

Broker compensation reported · 2025
$140,363

Foundation for Individual Rights and Expression's benefits plans covered 123 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $1,647,098. Insurance brokers and agents were paid $140,363 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 8.5% of premiums. That is $1,141 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 63% from $86,294 in 2024.

Insurance contracts · 20258
INDEPENDENCE BLUE CROSS · health ppo$1.4M · 118 covered
INDEPENDENCE BLUE CROSS · drug$252K · 118 covered
GUARDIAN · dental visionpremiums n/a · 122 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 116 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 28 covered
UNUM INSURANCE COMPANY · stdpremiums n/a · 22 covered
UNUM INSURANCE COMPANY · stdpremiums n/a · 23 covered
UNUM INSURANCE COMPANYpremiums n/a · 20 covered
Brokers & agents paid · 20255
DIGITAL INSURANCE LLC$11,105 · incl $5,382 fees
DIGITAL INSURANCE INC$8,956 · incl $1,587 fees
INSUREYOURPEOPLE, LLC$4,681
CENTRO BENEFITS RESEARCH LLC$4,160 · incl $2,990 fees
KISTLER TIFFANY BENEFITS GENERAL$111,461
Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 043467254 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.