Plan Ledger DOL Form 5500 · updated monthly

Factory Mutual Insurance Companybenefits

Factory Mutual Insurance Company Health and Welfare Benefit Plan · JOHNSTON, RI · plan year 2025

Broker compensation reported · 2025
$337,483

Factory Mutual Insurance Company's benefits plans covered 4,099 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $173,364. Insurance brokers and agents were paid $337,483 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 194.7% of premiums. That is $82 per covered person, below the median for employer plans that report broker pay. Broker pay fell 22% from $432,285 in 2024.

Insurance contracts · 202510
TRIPLE S SALUD, INC. · health drug$173K · 7 covered
PRUDENTIAL INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 5,501 covered
FIDELITY SECURITY LIFE INSURANCE COMPANY · visionpremiums n/a · 7,433 covered
ACE AMERICAN INSURANCE COMPANYpremiums n/a · 4,099 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · stdpremiums n/a · 59 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · stdpremiums n/a · 4 covered
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANY · stdpremiums n/a · 1 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health dental visionpremiums n/a · 21 covered
LLOYDS OF LONDONpremiums n/a · 25 covered
SPRING HEALTHpremiums n/a · 6,253 covered
Brokers & agents paid · 20254
MERCER HEALTH AND BENEFITS, LLC$107,602 · incl $107,602 fees
AMERICAN BENEFITS & COMPENSATION$76,185 · incl $76,185 fees
MERCER HEALTH AND BENEFITS ADMIN$148,238 · incl $72,979 fees
Also brokered by Mercer5
Caterpillar Inc. TX$2,036,432
V2X Inc. CO$1,841,238
Iqvia Inc. NC$1,823,161

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 050316605 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.