Plan Ledger DOL Form 5500 · updated monthly

Exceptional Care for Children, Incbenefits

Exceptional Care for Children, Inc. Health and Welfare Plan · NEWARK, DE · plan year 2025

Broker compensation reported · 2025
$190,295

Exceptional Care for Children, Inc's benefits plans covered 135 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $46,223. Insurance brokers and agents were paid $190,295 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 411.7% of premiums. That is $1,410 per covered person, in the top 10% of employer plans that report broker pay. Brokers were paid 9.8x the $19,446 reported for 2024.

Insurance contracts · 202521
STANDARD INSURANCE COMPANY · life$21K · 128 covered
STANDARD INSURANCE COMPANY · std$14K · 91 covered
STANDARD INSURANCE COMPANY · ltd$11K · 91 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · stdpremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 123 covered
GUARDIAN · dentalpremiums n/a · 138 covered
HIGHMARK DELAWARE · healthpremiums n/a · 201 covered
EYEMED VISION CARE · visionpremiums n/a · 207 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · stdpremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · ltdpremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICA · lifepremiums n/a · 123 covered
LIFE INSURANCE COMPANY OF NORTH AMERICApremiums n/a · 123 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 337 covered
VISION SERVICE PLAN · visionpremiums n/a · 102 covered
METROPOLITAN LIFE INSURANCE COMPANY · dentalpremiums n/a · 345 covered
VISION SERVICE PLAN · visionpremiums n/a · 117 covered
PRINCIPAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 5 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental life std ltdpremiums n/a · 409 covered
VISION SERVICE PLAN · visionpremiums n/a · 120 covered
Brokers & agents paid · 20256
AP BENEFIT ADVISORS LLC$30,573 · incl $1,977 fees
IFS BENEFITS LLC$19,817
CREATIVE BENEFITS INC$117,231
INSURANCE & FINANCIAL SERVICES LTD$2,041
GIS BENEFITS INC$16,901 · incl $3,610 fees
Also brokered by Ap Benefit Advisors LLC5
Sikich, LLC IL$358,775

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 800748765 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.