Plan Ledger DOL Form 5500 · updated monthly

Epam Systems, Inc.benefits

Epam Systems, Inc. Health and Welfare Benefit Plan · NEWTOWN, PA · plan year 2025

Broker compensation reported · 2025
$217,654

Epam Systems, Inc.'s benefits plans covered 2,661 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $345,436. Insurance brokers and agents were paid $217,654 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 63.0% of premiums. That is $82 per covered person, below the median for employer plans that report broker pay. Broker pay fell 6.2% from $232,051 in 2024.

Insurance contracts · 20255
VISION SERVICE PLAN · vision$345K · 2,218 covered
AETNA LIFE INSURANCE CO.premiums n/a · 2,768 covered
ARAG INSURANCE COMPANYpremiums n/a · 1,402 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 2,661 covered
LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 2,661 covered
Brokers & agents paid · 20255
NFP CORPORATE SERVICES (SE)$44,703 · incl $44,703 fees
THE MELTZER GROUP, INC.$18,406
NFP INSURANCE SERVICES$18,578 · incl $18,578 fees
Also brokered by Nfp5
Knapp, Inc. GA$550,025

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 223536104 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.