Plan Ledger DOL Form 5500 · updated monthly

Epam Systems, Inc401(k)

EPAM SYSTEMS, INC. 401(K) PLAN · NEWTOWN, PA · plan year 2024

Reported admin expense ratio · 2024
0.07%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Epam Systems, Inc reported $293,819 in plan administrative expenses for 2024: 0.07% of average plan assets, below the peer median. Employer contributions averaged $6,015 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.12% to 0.07%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other professional & technical services employers. By assets it is the 167th-largest of 3,651 plans among Pennsylvania employers on file, and the 388th of 11,654 in professional & technical services. In 2024, employees put in $2.29 for every $1.00 the employer contributed; active participation has shrunk from 3,485 to 3,012 since 2022.

Plan summary
Net assets, end of year$453,527,969
Participants with balances4,337
Active participants3,012
Employer contributions$18,117,639
Employee contributions$41,490,660
Employer contribution per active participant$6,015
Average account balance$104,572
Benefits paid to participants$32,889,768
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$453.5M · 4,337 accts · $18.1M emplr
2023$358.5M · 4,309 accts · $18.8M emplr
2022$258.7M · 4,310 accts · $20.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$213,794
Investment management$55,000
Audit (IQPA)$25,025
Total administrative$293,819
The Epam Systems, Inc 401(k) match · 2024
Employer contribution per active participant$6,015
Median for plans this size$4,294
2024$6,015 per active participant
2023$6,203 per active participant
2022$5,754 per active participant

Epam Systems, Inc's 2024 employer contribution ran above the $4,294 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$216,137
NFP RETIREMENT INC · Investment advisory (plan)$55,000
KREISCHER MILLER · Accounting / audit$25,025

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$293,819 · 0.07%
2023$329,473 · 0.11%
2022$311,639 · 0.12%
Same employer
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Day & Zimmermann Group, Inc. PA$487.3M · 0.11%
Dechert LLP PA$442.2M · 0.03%
Erm NA Holdings Corp PA$441.0M · 0.10%
Duane Morris LLP PA$411.9M · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223536104 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.