Plan Ledger DOL Form 5500 · updated monthly

Elme Communitiesbenefits

Elme Communities Health and Welfare Benefit Plan · BETHESDA, MD · plan year 2025

Broker compensation reported · 2025
$60,608

Elme Communities's benefits plans covered 259 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance brokers and agents were paid $60,608 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $234 per covered person, above the median for employer plans that report broker pay. Broker pay fell 55% from $134,257 in 2024.

Insurance contracts · 20256
VISION SERVICE PLAN · visionpremiums n/a · 91 covered
UNITEDHEALTHCARE INSURANCE COMPANY · health drug dental hmo ppopremiums n/a · 621 covered
UNITED BEHAVIORAL HEALTH DBA OPTUMpremiums n/a · 116 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · ltdpremiums n/a · 120 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 90 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · lifepremiums n/a · 121 covered
Brokers & agents paid · 20256
THE MELTZER GROUP INC$39,304 · incl $36,265 fees
JAMES R. NELLIGAN & ASSOCIATES, LLC$5,744 · incl $5,744 fees
TOTALIS BENEFITS, INC$2,838 · incl $2,838 fees
NFP INSURANCE SERVICES INC$981 · incl $981 fees
NFP INSURANCE SERVICES, INC$506 · incl $506 fees
Also brokered by Meltzer Group Inc5
Realmone,Inc MD$217,796
Goucher College MD$158,839

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 530261100 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.