Plan Ledger DOL Form 5500 · updated monthly

Credible Labs Inc.benefits

Credible Labs Inc. Health and Welfare Plan · CHARLOTTE, NC · plan year 2025

Broker compensation reported · 2025
$80,835

Credible Labs Inc.'s benefits plans covered 155 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance brokers and agents were paid $80,835 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $522 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 10% from $89,938 in 2024.

Insurance contracts · 20254
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 118 covered
UNITEDHEALTHCARE INSURANCE COMPANY · dentalpremiums n/a · 1,100 covered
BLUE CROSS BLUE SHIELD OF NORTH CAROLINA · health drug ppopremiums n/a · 251 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 153 covered
Brokers & agents paid · 20252
KURT DEGROSZ$44,563
ABD INS. AND FINANCIAL SVCS., INC.$36,272 · incl $2,625 fees
Also brokered by Kurt Degrosz1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 800868275 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.