Plan Ledger DOL Form 5500 · updated monthly

Cirks Construction Inc.benefits

Cirks Construction Inc. Health and Welfare Plan · ORANGE, CA · plan year 2025

Broker compensation reported · 2025
$202,327

Cirks Construction Inc.'s benefits plans covered 333 active participants in 2025, providing health · life · dental · vision · short-term disability · other. Insurance premiums totaled $150,323. Insurance brokers and agents were paid $202,327 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 134.6% of premiums. That is $608 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 14% from $178,125 in 2024.

Insurance contracts · 20257
STANDARD INSURANCE COMPANY · life$137K · 333 covered
STANDARD INSURANCE COMPANY · std$13K · 36 covered
KAISER FOUNDATION HEALTH PLAN INC. · health drug hmopremiums n/a · 211 covered
KAISER FOUNDATION HEALTH PLAN INC. · health drug hmopremiums n/a · 118 covered
METROPOLITAN LIFE INSURANCE COMPANY · dental lifepremiums n/a · 311 covered
SAFEGUARD HEALTH PLANS, INC., A CALIFORNIA CORPORATION · dental hmopremiums n/a · 171 covered
VISION SERVICE PLAN · visionpremiums n/a · 227 covered
Brokers & agents paid · 20252
SULLIVAN CURTIS MONROE INS. SVCS.$192,696 · incl $2,232 fees
EMERSON ROGERS, LLC$9,631 · incl $1,605 fees
Also brokered by Sullivan Curtis Monroe Ins. Svcs.5
Arete Associates CA$338,359

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 330803265 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.