Plan Ledger DOL Form 5500 · updated monthly

Arete Associatesbenefits

Arete Associates Welfare Benefit Plan · NORTHRIDGE, CA · plan year 2025

Broker compensation reported · 2025
$351,896

Arete Associates's benefits plans covered 474 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $605,594. Insurance brokers and agents were paid $351,896 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 58.1% of premiums. That is $742 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 25% from $281,337 in 2024.

Insurance contracts · 202510
CIGNA HEALTH AND LIFE INSURANCE COMPANY · health drug ppo$566K · 613 covered
CIGNA HEALTHCARE OF CALIFORNIA · health drug hmo$39K · 32 covered
UNUM LIFE INSURANCE COMPANY OF AMERICApremiums n/a · 461 covered
KAISER FOUNDATION HEALTH PLAN OF THE MID-ATLANTIC STATES, INC. · health drug hmopremiums n/a · 45 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · lifepremiums n/a · 119 covered
HARTFORD LIFE AND ACCIDENTpremiums n/a · 474 covered
KAISER FOUNDATION HEALTH PLAN INC · health drug hmopremiums n/a · 123 covered
KAISER FOUNDATION HEALTH PLAN OF COLORADO · health drug hmopremiums n/a · 44 covered
UNUM LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 474 covered
PETERSEN INTERNATIONAL UNDERWRITERSpremiums n/a · 5 covered
Brokers & agents paid · 20252
SULLIVAN CURTIS MONROE INS. SVCS.$338,359
AGIS NETWORK INSURANCE SERVICE$13,537
Also brokered by Sullivan Curtis Monroe Ins. Svcs.5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 952954108 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.