Plan Ledger DOL Form 5500 · updated monthly

Cato Institutebenefits

Cato Institute Health and Welfare Plan · WASHINGTON, DC · plan year 2025

Broker compensation reported · 2025
$25,011

Cato Institute's benefits plans covered 211 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance brokers and agents were paid $25,011 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That is $119 per covered person, below the median for employer plans that report broker pay. Broker pay fell 19% from $30,906 in 2024.

Insurance contracts · 20253
EYEMED VISION CARE · visionpremiums n/a · 173 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · dentalpremiums n/a · 177 covered
PRINCIPAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 211 covered
Brokers & agents paid · 20257
DIGITAL INSURANCE LLC$11,445 · incl $1,795 fees
STRATEGIC GROUP BENEFITS$2,762
CENTERSTONE INS & FIN SVC LLC$2,762 · incl $2,762 fees
CENTERSTONE INS & FINANCIAL SVCS$1,941 · incl $1,941 fees
STRATEGIC GROUP BENEFITS, LLC$4,791
Individual agent · names withheld$182

Individual agents paid under $1,000 on this filing are shown as a total. The amounts are as filed; only the personal names are withheld.

Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 237432162 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.