Biaw Health and Welfare Trustbenefits

Biaw Health and Welfare Trust's benefits plans covered 12,407 active participants in 2025, providing health · life · dental · vision · other. Insurance premiums totaled $2,582,986. Insurance brokers and agents were paid $286,058 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 11.1% of premiums. That is $23 per covered person, in the bottom quarter of employer plans that report broker pay. Broker pay fell 63% from $767,394 in 2024.