Plan Ledger DOL Form 5500 · updated monthly

Better Collective USA, Inc.benefits

Better Collective USA, Inc. Employee Benefit Plan · NEW YORK, NY · plan year 2025

Broker compensation reported · 2025
$162,077

Better Collective USA, Inc.'s benefits plans covered 267 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · other. Insurance premiums totaled $123,492. Insurance brokers and agents were paid $162,077 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 131.2% of premiums. That is $607 per covered person, in the top quarter of employer plans that report broker pay. Broker pay fell 27% from $221,214 in 2024.

Insurance contracts · 20257
DELTA DENTAL OF TENNESSEE · dental ppo$123K · 289 covered
VISION SERVICE PLAN · visionpremiums n/a · 151 covered
KAISER FOUNDATION HEALTH PLAN INC · healthpremiums n/a · 4 covered
FIRST UNUM LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 267 covered
KAISER FOUNDATION HEALTH PLAN, INC. · healthpremiums n/a · 4 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · healthpremiums n/a · 217 covered
Brokers & agents paid · 20254
CENTRO BENEFITS RESEARCH LLC$3,389 · incl $3,389 fees
DIGITAL INSURANCE INC.$6,047 · incl $1,289 fees
Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 834617869 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.