Plan Ledger DOL Form 5500 · updated monthly

Berkshire Health Systems, Incbenefits

Berkshire Health Systems, Inc. Consolidated Welfare Benefit Plan · PITTSFIELD, MA · plan year 2025

Broker compensation reported · 2025
$475,818

Berkshire Health Systems, Inc's benefits plans covered 3,794 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits · other. Insurance premiums totaled $297,918. Insurance brokers and agents were paid $475,818 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 159.7% of premiums. That is $125 per covered person, below the median for employer plans that report broker pay. Broker pay rose 22% from $390,695 in 2024.

Insurance contracts · 20254
BLUE CROSS BLUE SHIELD OF MASSACHUSETTS, INC · vision$298K · 3,721 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · life std ltdpremiums n/a · 3,208 covered
HARTFORD LIFE AND ACCIDENT · healthpremiums n/a · 49 covered
EXPRESS SCRIPTS, INC. · drugpremiums n/a · 49 covered
Brokers & agents paid · 20253
DIGITAL INSURANCE LLC$448,246 · incl $145,834 fees
MOUNTAIN ONE INSURANCE AGENCY, INC.$13,083
Also brokered by Digital Insurance LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 042442944 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.