Plan Ledger DOL Form 5500 · updated monthly

Ap PROFESSIONALS/CONSILIUM1benefits

Welfare Plan 2025 · WILLIAMSVILLE, NY · plan year 2025

Broker compensation reported · 2025
$89,002

Ap PROFESSIONALS/CONSILIUM1's benefits plans covered 291 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability. Insurance premiums totaled $681,258. Insurance brokers and agents were paid $89,002 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 13.1% of premiums. That is $306 per covered person, above the median for employer plans that report broker pay. Broker pay rose 15% from $77,158 in 2024.

Insurance contracts · 20252
HIGHMARK WESTERN AND NORTHEASTERN NEW YORK INC · health drug vision ppo$506K · 237 covered
GUARDIAN · dental vision life std ltd$175K · 291 covered
Brokers & agents paid · 20252
EMS FINANCIAL SERVICES LLC$52,597
Also brokered by Ems Financial Services LLC1

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 161510964 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.