Plan Ledger DOL Form 5500 · updated monthly

Nysarc, Inc., Cattaraugus Niagara Counties Chapterbenefits

Nysarc, Inc., Cattaraugus Niagara Counties Chapter Health and Welfare Benefits Plan · NIAGARA FALLS, NY · plan year 2025

Broker compensation reported · 2025
$97,241

Nysarc, Inc., Cattaraugus Niagara Counties Chapter's benefits plans covered 323 active participants in 2025, providing health · life · dental · vision · short-term disability · death benefits · other. Insurance premiums totaled $2,021,590. Insurance brokers and agents were paid $97,241 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 4.8% of premiums. That is $301 per covered person, above the median for employer plans that report broker pay. Brokers were paid 6.2x the $15,706 reported for 2024.

Insurance contracts · 20257
UNIVERA HEALTHCARE · health drug$1.9M · 128 covered
GERBER LIFE INSURANCE COMPANY · dental$80K · 128 covered
EASTERN VISION SERVICE PLAN, INC. · vision$18K · 114 covered
SYMETRA LIFE INSURANCE COMPANY · lifepremiums n/a · 323 covered
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK · stdpremiums n/a · 85 covered
METROPOLITAN LIFE INSURANCE COMPANYpremiums n/a · 63 covered
LINCOLN LIFE & ANNUITY COMPANY OF NEW YORK · lifepremiums n/a · 92 covered
Brokers & agents paid · 20257
ROBERT G RELPH AGENCY INC$76,732
ROBERT G RELPH AGENCY, INC$7,310 · incl $229 fees
EMS FINANCIAL$3,784
ROBERT G RELPH AGENCY, INC.$3,545 · incl $378 fees
EMS FINANCIAL SERVICES LLC$2,315
JAMES R NELLIGAN & ASSOCIATES LLC$1,386 · incl $1,386 fees
ALERA GROUP INC$2,169 · incl $2,169 fees
Also brokered by Robert G Relph Agency Inc5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 160818293 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.