Plan Ledger DOL Form 5500 · updated monthly

American Carpet Southbenefits

American Carpet South Welfare Benefits Plan · PASSAIC, NJ · plan year 2025

Broker compensation reported · 2025
$84,114

American Carpet South's benefits plans covered 122 active participants in 2025, providing health · dental · vision · long-term disability · other. Insurance premiums totaled $61,411. Insurance brokers and agents were paid $84,114 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 137.0% of premiums. That is $689 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 11% from $75,563 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF NEW JERSEY, INC. · dental$61K · 96 covered
SUN LIFE ASSURANCE OF CANADA · ltdpremiums n/a · 122 covered
THE GUARDIAN LIFE INSURANCE COMPANY OF AMERICA · visionpremiums n/a · 94 covered
CIGNA HEALTH AND LIFE INSURANCE COMPANY · healthpremiums n/a · 112 covered
Brokers & agents paid · 20253
EMERSON ROGERS, LLC$17,727 · incl $17,727 fees
CAMBRIDGE LIFE BROKERAGE LLC$57,912 · incl $2,430 fees
EMERSON ROGERS LLC$8,475 · incl $1,608 fees
Also brokered by Emerson Rogers, LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 223286598 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.