Plan Ledger DOL Form 5500 · updated monthly

Solar Atmospheres, Inc.benefits

Solar Atmospheres, Inc. Welfare Benefit Plan · SOUDERTON, PA · plan year 2025

Broker compensation reported · 2025
$262,958

Solar Atmospheres, Inc.'s benefits plans covered 349 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability · death benefits. Insurance premiums totaled $2,673,703. Insurance brokers and agents were paid $262,958 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 9.8% of premiums. That is $753 per covered person, in the top 10% of employer plans that report broker pay. Broker pay rose 14% from $229,790 in 2024.

Insurance contracts · 202511
INDEPENDENCE BLUE CROSS (PPO & DRUG) · drug ppo$1.9M · 234 covered
INDEPENDENCE BLUE CROSS (KEYSTONE) · hmo$737K · 108 covered
INDEPENDENCE BLUE CROSS (VISION) · vision$20K · 340 covered
AETNA LIFE INSURANCE CO (DENTAL) · dentalpremiums n/a · 350 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY (LIFE/AD&D) · life stdpremiums n/a · 349 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY (LTDI) · ltdpremiums n/a · 349 covered
UNITED CONCORDIA INSURANCE COMPANY (DENTAL) · dentalpremiums n/a · 412 covered
HIGHMARK (MED AND DRUG) · drug hmopremiums n/a · 413 covered
HIGHMARK (VISION) · visionpremiums n/a · 400 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY (STDI) · stdpremiums n/a · 349 covered
CHUBB-FEDERAL INSURANCE COMPANY (AD&D) · life stdpremiums n/a
Brokers & agents paid · 20253
EMERSON ROGERS, LLC$191,999 · incl $53,238 fees
FOUR M CONSULTING INC$68,923 · incl $5,776 fees
GLOBAL UNDERWRITERS AGCY INC$2,036
Also brokered by Emerson Rogers, LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 232363698 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.