Plan Ledger DOL Form 5500 · updated monthly

4FRONT Credit Unionbenefits

4FRONT Credit Union Health and Welfare Plan · TRAVERSE CITY, MI · plan year 2025

Broker compensation reported · 2025
$147,372

4FRONT Credit Union's benefits plans covered 246 active participants in 2025, providing health · life · dental · vision · short-term disability · long-term disability. Insurance premiums totaled $2,463,551. Insurance brokers and agents were paid $147,372 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 6.0% of premiums. That is $599 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 51% from $97,518 in 2024.

Insurance contracts · 20255
BLUE CARE NETWORK · health hmo$2.3M · 383 covered
DELTA DENTAL OF MICHIGAN · dental$173K · 349 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · ltdpremiums n/a · 246 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · lifepremiums n/a · 248 covered
UNITED OF OMAHA LIFE INSURANCE COMPANY · stdpremiums n/a · 246 covered
Brokers & agents paid · 20251
BENEFITS PARTNER LLC$147,372 · incl $11,419 fees
Also brokered by Benefits Partner LLC5

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 381524350 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.