Plan Ledger DOL Form 5500 · updated monthly

Independent Emergency Physicians, PCbenefits

Independent Emergency Physicians Health and Welfare Plan · FARMINGTON HILLS, MI · plan year 2025

Broker compensation reported · 2025
$198,669

Independent Emergency Physicians, PC's benefits plans covered 348 active participants in 2025, providing health · life · dental · long-term disability · vision. Insurance premiums totaled $369,003. Insurance brokers and agents were paid $198,669 in commissions and fees, costs that ultimately come out of what the employer and employees pay for coverage. That works out to 53.8% of premiums. That is $571 per covered person, in the top quarter of employer plans that report broker pay. Broker pay rose 24% from $159,711 in 2024.

Insurance contracts · 20254
DELTA DENTAL OF MICHIGAN · dental$369K · 790 covered
ALLIANCE HEALTH AND LIFE INSURANCE COMPANY · health hmo ppopremiums n/a · 784 covered
METROPOLITAN LIFE INSURANCE COMPANY · visionpremiums n/a · 855 covered
THE LINCOLN NATIONAL LIFE INSURANCE COMPANY · life std ltdpremiums n/a · 347 covered
Brokers & agents paid · 20252
PAUL CELLA$25,558 · incl $12,787 fees
BENEFITS PARTNER LLC$173,111 · incl $326 fees

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Source: DOL Form 5500 Schedule A, plan year 2025, EIN 383345124 · Verify on EFAST2 · Amounts are as reported by the plan sponsor.