Plan Ledger DOL Form 5500 · updated monthly

Zywave, Inc.401(k)

ZYWAVE 401(K) PLAN · MILWAUKEE, WI · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Zywave, Inc. reported $116,978 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $2,738 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 332nd-largest of 1,936 plans among Wisconsin employers on file, and the 2,173rd of 11,654 in professional & technical services. In 2024, employees put in $3.74 for every $1.00 the employer contributed; active participation has shrunk from 861 to 545 since 2022.

Plan summary
Net assets, end of year$65,977,101
Participants with balances726
Active participants545
Employer contributions$1,492,071
Employee contributions$5,580,703
Employer contribution per active participant$2,738
Average account balance$90,878
Benefits paid to participants$7,479,636
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$66.0M · 726 accts · $1.5M emplr
2023$57.3M · 863 accts · $1.7M emplr
2022$46.8M · 981 accts · $2.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$79,378
Investment management$25,000
Audit (IQPA)$12,600
Total administrative$116,978
The Zywave, Inc. 401(k) match · 2024
Employer contribution per active participant$2,738
Median for plans this size$3,635
2024$2,738 per active participant
2023$2,614 per active participant
2022$2,309 per active participant

Zywave, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
SPECTRUM INVESTMENT ADVISORS INC · Investment advisory (plan)$25,000
VRAKAS/BLUM, S.C. · Accounting / audit$12,600

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$116,978 · 0.19%
2023$98,988 · 0.19%
2022$81,790 · 0.17%
Same employer
Similar plansProfessional & Technical Services · Wisconsin
Graef-Usa Inc. WI$77.8M · 0.20%
Derse Inc WI$72.2M · 0.21%
Boardman & Clark LLP WI$71.3M · 0.12%
Am Conservation Group, Inc. WI$59.8M · 0.21%
Kapur & Associates, Inc. WI$59.1M · 0.09%
Ruder Ware, L.L.S.C. WI$58.5M · 0.33%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391810743 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.