Plan Ledger DOL Form 5500 · updated monthly

R.A. Smith, Inc.401(k)

R.A. SMITH, INC. 401(K) PLAN · BROOKFIELD, WI · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

R.A. Smith, Inc. reported $105,425 in plan administrative expenses for 2024: 0.20% of average plan assets, above the peer median. Employer contributions averaged $3,392 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other professional & technical services employers. By assets it is the 382nd-largest of 1,936 plans among Wisconsin employers on file, and the 2,523rd of 11,654 in professional & technical services. In 2024, employees put in $3.20 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$55,911,049
Participants with balances292
Active participants211
Employer contributions$715,615
Employee contributions$2,289,045
Employer contribution per active participant$3,392
Average account balance$191,476
Benefits paid to participants$5,180,307
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$55.9M · 292 accts · $716K emplr
2023$50.9M · 294 accts · $712K emplr
2022$45.5M · 293 accts · $688K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,571
Investment management$63,261
Audit (IQPA)$15,593
Total administrative$105,425
The R.A. Smith, Inc. 401(k) match · 2024
Employer contribution per active participant$3,392
Median for plans this size$3,635
2024$3,392 per active participant
2023$3,297 per active participant
2022$3,085 per active participant

R.A. Smith, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
THE VANGUARD GROUP, INC. · Recordkeeping · Loan processing$26,571
NFP RETIREMENT INC · Investment advisory (plan)$63,261
CLIFTON LARSON ALLEN LLP · Accounting / audit$15,593

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Vanguard
2023Vanguard

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$105,425 · 0.20%
2023$97,200 · 0.20%
2022$102,579 · 0.21%
Same employer
Similar plansProfessional & Technical Services · Wisconsin
Am Conservation Group, Inc. WI$59.8M · 0.21%
Kapur & Associates, Inc. WI$59.1M · 0.09%
Ruder Ware, L.L.S.C. WI$58.5M · 0.33%
Davis & Kuelthau, S.C. WI$53.9M · 0.21%
Software One, Inc. WI$51.0M · 0.34%
Fetch Rewards, Inc. WI$44.2M · 0.27%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 391318572 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.