Plan Ledger DOL Form 5500 · updated monthly

Zwicker & Associates, P.C401(k)

ZWICKER & ASSOCIATES, P.C 401K PLAN · ANDOVER, MA · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Zwicker & Associates, P.C reported $9,334 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $229 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.08% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,260th-largest of 2,726 plans among Massachusetts employers on file, and the 5,371st of 11,654 in professional & technical services. In 2024, employees put in $10.72 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$20,995,480
Participants with balances390
Active participants771
Employer contributions$176,944
Employee contributions$1,896,347
Employer contribution per active participant$229
Average account balance$53,835
Benefits paid to participants$1,715,778
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.0M · 390 accts · $177K emplr
2023$17.9M · 456 accts · $165K emplr
2022$14.5M · 462 accts · $193K emplr
The Zwicker & Associates, P.C 401(k) match · 2024
Employer contribution per active participant$229
Median for plans this size$2,416
2024$229 per active participant
2023$242 per active participant
2022$227 per active participant

Zwicker & Associates, P.C's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
ADP INC · Loan processing · Recordkeeping$10,170
ADP BROKER DEALER · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$9,334 · 0.05%
2023$10,915 · 0.07%
2022$13,347 · 0.08%
Same employer
Similar plansProfessional & Technical Services · Massachusetts
Anaqua, Inc. MA$21.4M · 0.44%
Wistia, Inc MA$21.4M · 0.01%
Gemini Industries Inc. MA$21.2M · 0.06%
Ufa, Inc. MA$21.1M · 0.24%
Entrada Therapeutics, Inc. MA$21.0M · 0.24%
Fortis Life Sciences LLC MA$21.0M · 0.04%
Pan Communications, Inc. MA$21.0M · 0.05%
Velir Studios, LLC MA$20.8M · 0.23%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 043131560 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.