Plan Ledger DOL Form 5500 · updated monthly

Zink Distributing Company LLC.401(k)

ZINK DISTRIBUTING COMPANY 401K RETIREMENT PLAN · INDIANAPOLIS, IN · plan year 2025

Reported admin expense ratio · 2025
0.27%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Zink Distributing Company LLC. reported $38,366 in plan administrative expenses for 2025: 0.27% of average plan assets, below the peer median. Employer contributions averaged $2,174 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.27%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other wholesale trade employers. By assets it is the 711th-largest of 1,562 plans among Indiana employers on file, and 2,339th of 4,246 in wholesale trade. In 2025, employees put in $1.58 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$15,364,691
Participants with balances138
Active participants135
Employer contributions$293,430
Employee contributions$463,424
Employer contribution per active participant$2,174
Average account balance$111,338
Benefits paid to participants$206,171
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$15.4M · 138 accts · $293K emplr
2024$12.8M · 131 accts · $292K emplr
2023$11.1M · 132 accts · $273K emplr
2022$9.2M · 131 accts · $257K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$754
Investment management$37,612
Total administrative$38,366
The Zink Distributing Company LLC. 401(k) match · 2025
Employer contribution per active participant$2,174
Median for plans this size$2,666
2025$2,174 per active participant
2024$2,198 per active participant
2023$2,011 per active participant
2022$2,039 per active participant

Zink Distributing Company LLC.'s 2025 employer contribution ran below the $2,666 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$1,054
FUTURE CAPITAL · Investment advisory (participants)$37,612

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025OneAmerica
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$38,366 · 0.27%
2024$35,236 · 0.29%
2023$29,179 · 0.29%
2022$27,960 · 0.28%
Same employer
Similar plansWholesale Trade · Indiana
Mid-City Supply Co., Inc. IN$17.0M · 0.68%
Trends International, LLC IN$16.7M · 0.46%
National Oil and Gas, Inc. IN$15.5M · 0.29%
Accutemp Products, Inc. IN$15.5M · 0.56%
Central Products, LLC IN$14.9M · 0.63%
Brehob Corporation IN$13.7M · 0.45%
Lensing Wholesale Inc. IN$13.2M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352143892 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.