Plan Ledger DOL Form 5500 · updated monthly

Zap Engineering & Construction Services, Inc.401(k)

ZAP ENGINEERING & CONSTRUCTION SERVICES, INC. 401(K) PLAN · LAKEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Zap Engineering & Construction Services, Inc. reported $57,407 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $3,122 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 634th-largest of 1,461 plans among Colorado employers on file, and 6,456th of 11,654 in professional & technical services. In 2024, employees put in $2.31 for every $1.00 the employer contributed; active participation has grown from 185 to 225 since 2022.

Plan summary
Net assets, end of year$15,505,626
Participants with balances225
Active participants225
Employer contributions$702,405
Employee contributions$1,622,777
Employer contribution per active participant$3,122
Average account balance$68,914
Benefits paid to participants$2,333,682
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$15.5M · 225 accts · $702K emplr
2023$13.0M · 168 accts · $638K emplr
2022$9.9M · 168 accts · $532K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$57,407
Total administrative$57,407
The Zap Engineering & Construction Services, Inc. 401(k) match · 2024
Employer contribution per active participant$3,122
Median for plans this size$2,416
2024$3,122 per active participant
2023$3,451 per active participant
2022$2,874 per active participant

Zap Engineering & Construction Services, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
HEIRLOOM WEALTH MANAGEMENT · Investment advisory (plan)$28,669
EMPOWER ADVISORY GROUP, LLC · Investment management$5,633
PENTEGRA SERVICES, INC · Contract administrator$2,650

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$57,407 · 0.40%
2023$39,577 · 0.35%
2022$41,787 · 0.39%
Same employer
Similar plansProfessional & Technical Services · Colorado
Thirdera, LLC CO$15.9M · 0.34%
Messner Reeves LLP CO$15.5M · 0.77%
Crusoe Energy Systems Inc CO$15.5M · 0.33%
Sovrn Holdings, Inc. CO$15.4M · 0.57%
Fentress Architects CO$15.4M · 0.03%
Stoneage Holdings, Inc. CO$15.3M · 0.02%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 841591845 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.