Plan Ledger DOL Form 5500 · updated monthly

Youth & Family Services, Inc.401(k)

YOUTH & FAMILY SERVICES, INC. RETIREMENT & 401(K) PLAN · RAPID CITY, SD · plan year 2024

Reported admin expense ratio · 2024
0.02%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Youth & Family Services, Inc. reported $1,500 in plan administrative expenses for 2024: 0.02% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,831 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.03% to 0.02%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in South Dakota (133rd of 233), and the 5,601st of 11,911 in health care & social assistance. In 2024, employees put in $1.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$10,354,880
Participants with balances176
Active participants140
Employer contributions$256,329
Employee contributions$347,076
Employer contribution per active participant$1,831
Average account balance$58,835
Benefits paid to participants$745,157
Plan auditUnmodified (clean) audit opinion
AuditorKETEL THORSTENSON, INC.
Plan history3
Yearassets · accounts · employer contribution
2024$10.4M · 176 accts · $256K emplr
2023$9.2M · 170 accts · $254K emplr
2022$7.8M · 171 accts · $271K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,500
Total administrative$1,500
The Youth & Family Services, Inc. 401(k) match · 2024
Employer contribution per active participant$1,831
Median for plans this size$1,313
2024$1,831 per active participant
2023$1,838 per active participant
2022$1,898 per active participant

Youth & Family Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
CAPITAL GROUP RETIREMENT PLAN SVCS. · Trustee (directed) · Other services$1,500

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,500 · 0.02%
2023$1,200 · 0.01%
2022$2,350 · 0.03%
Same employer
Similar plansHealth Care & Social Assistance · South Dakota
Madison Community Hospital SD$12.3M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 466017085 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.