Plan Ledger DOL Form 5500 · updated monthly

Woodruff-Sawyer & Co.401(k)

WOODRUFF-SAWYER & CO. PROFIT-SHARING AND PRE-TAX SAVINGS PLAN · SAN FRANCISCO, CA · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Woodruff-Sawyer & Co. reported $107,086 in plan administrative expenses for 2024: 0.08% of average plan assets, below the peer median. Employer contributions averaged $5,735 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.06% to 0.08%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 698th-largest of 9,483 plans among California employers on file, and the 731st of 4,798 in finance & insurance. In 2024, employees put in $2.31 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$149,948,396
Participants with balances797
Active participants639
Employer contributions$3,664,667
Employee contributions$8,474,841
Employer contribution per active participant$5,735
Average account balance$188,141
Benefits paid to participants$11,135,723
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$149.9M · 797 accts · $3.7M emplr
2023$127.1M · 833 accts · $6.1M emplr
2022$110.4M · 724 accts · $3.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$61,351
Investment management$45,635
Total administrative$107,086
The Woodruff-Sawyer & Co. 401(k) match · 2024
Employer contribution per active participant$5,735
Median for plans this size$3,635
2024$5,735 per active participant
2023$9,436 per active participant
2022$4,950 per active participant

Woodruff-Sawyer & Co.'s 2024 employer contribution ran above the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
EMPOWER ADVISORY GROUP, LLC · Investment management$45,635
EMPOWER FINANCIAL SERVICES, INC. · Securities brokerage$100

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$107,086 · 0.08%
2023$85,210 · 0.07%
2022$74,777 · 0.06%
All plans at this employer2
WOODRUFF-SAWYER & CO. PROFIT-SHARING AND PRE-TAX SAVINGS PLAN401(k)
WOODRUFF-SAWYER & CO. EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 941625126 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.