Plan Ledger DOL Form 5500 · updated monthly

American Pacific Mortgage Corporation401(k)

AMERICAN PACIFIC MORTGAGE CORPORATION 401K PLAN · ROSEVILLE, CA · plan year 2024

Reported admin expense ratio · 2024
0.26%

American Pacific Mortgage Corporation reported $390,085 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.09% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other finance & insurance employers. By assets it is the 685th-largest of 9,483 plans among California employers on file, and the 725th of 4,798 in finance & insurance. active participation has shrunk from 3,575 to 2,801 since 2022.

Plan summary
Net assets, end of year$153,427,767
Participants with balances3,353
Active participants2,801
Employer contributions—
Employee contributions$12,223,407
Employer contribution per active participant—
Average account balance$45,758
Benefits paid to participants$23,705,258
Plan auditUnmodified (clean) audit opinion
AuditorCWDL
Plan history3
Yearassets · accounts · employer contribution
2024$153.4M · 3,353 accts
2023$144.0M · 3,143 accts
2022$123.3M · 3,544 accts · $157K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$249,583
Investment management$140,502
Total administrative$390,085
What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEAMERICA RETIREMENT SERVICES, LLC · Recordkeeping · Participant communication$249,583
NORTHWESTERN MUTUAL INVESTMENT · Investment management$140,502
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$390,085 · 0.26%
2023$301,193 · 0.23%
2022$111,709 · 0.09%
All plans at this employer2
AMERICAN PACIFIC MORTGAGE CORPORATION 401K PLAN401(k)
AMERICAN PACIFIC MORTGAGE CORPORATION EMPLOYEE STOCK OWNERSHIP PLANESOP
Same employer
Similar plansFinance & Insurance · California
Cmg Mortgage, Inc. CA$163.5M · 0.30%
Chime Financial, Inc. CA$156.5M · 0.03%
Woodruff-Sawyer & Co. CA$149.9M · 0.08%
New American Funding, LLC CA$148.5M · 0.17%
Lendingclub Corporation CA$145.2M · 0.16%
Hanmi Bank CA$143.9M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 680382674 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.