Plan Ledger DOL Form 5500 · updated monthly

Woodruff Communications St. Louis, LLC401(k)

PARADOWSKI CREATIVE 401(K) RETIREMENT PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.62%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Woodruff Communications St. Louis, LLC reported $43,892 in plan administrative expenses for 2024: 0.62% of average plan assets, above the peer median. Employer contributions averaged $3,014 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.62%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Missouri (972nd of 1,393), and 8,962nd of 11,654 in professional & technical services. In 2024, employees put in $2.52 for every $1.00 the employer contributed; active participation has shrunk from 111 to 71 since 2022.

Plan summary
Net assets, end of year$7,253,589
Participants with balances96
Active participants71
Employer contributions$213,972
Employee contributions$538,970
Employer contribution per active participant$3,014
Average account balance$75,558
Benefits paid to participants$1,459,204
Plan auditUnmodified (clean) audit opinion
AuditorWADE STABLES P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$7.3M · 96 accts · $214K emplr
2023$7.0M · 104 accts · $270K emplr
2022$6.1M · 117 accts · $296K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$21,302
Investment management$22,590
Total administrative$43,892
The Woodruff Communications St. Louis, LLC 401(k) match · 2024
Employer contribution per active participant$3,014
Median for plans this size$1,313
2024$3,014 per active participant
2023$3,337 per active participant
2022$2,669 per active participant

Woodruff Communications St. Louis, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EPIC RETIREMENT PLAN SERVICES · Recordkeeping · Loan processing$21,302
CLAYTON FINANCIAL GROUP, LLC · Investment advisory (plan)$22,590

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EPIC RPS
2023EPIC RPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$43,892 · 0.62%
2023$40,878 · 0.62%
2022$39,542 · 0.63%
Similar plansProfessional & Technical Services · Missouri
Dm Injury Law MO$7.8M · 0.04%
Linxup, LLC MO$7.8M · 0.72%
Veriship LLC dba Sifted MO$7.4M · 0.47%
Trileaf Corporation MO$7.1M · 0.59%
Aesop Intermediate, LLC MO$6.7M · 0.55%
Gonzalez Companies, LLC MO$6.3M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 455592818 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.