Plan Ledger DOL Form 5500 · updated monthly

Business Training Library, LLC401(k)

BUSINESS TRAINING LIBRARY, LLC 401(K) PROFIT SHARING PLAN · TOWN AND COUNTRY, MO · plan year 2024

Reported admin expense ratio · 2024
0.08%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Business Training Library, LLC reported $4,600 in plan administrative expenses for 2024: 0.08% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,801 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.48% to 0.08%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Missouri (1,006th of 1,393), and 9,237th of 11,654 in professional & technical services. In 2024, employees put in $1.92 for every $1.00 the employer contributed; active participation has grown from 84 to 111 since 2022.

Plan summary
Net assets, end of year$6,432,574
Participants with balances128
Active participants111
Employer contributions$310,888
Employee contributions$595,621
Employer contribution per active participant$2,801
Average account balance$50,254
Benefits paid to participants$215,434
Plan auditUnmodified (clean) audit opinion
AuditorCROWE LLP
Plan history3
Yearassets · accounts · employer contribution
2024$6.4M · 128 accts · $311K emplr
2023$5.0M · 126 accts · $280K emplr
2022$4.1M · 108 accts · $218K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$1,715
Investment management$2,835
Total administrative$4,600
The Business Training Library, LLC 401(k) match · 2024
Employer contribution per active participant$2,801
Median for plans this size$1,313
2024$2,801 per active participant
2023$2,438 per active participant
2022$2,593 per active participant

Business Training Library, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
VOYA RETIREMENT INS & ANNUITY CO · Investment advisory (participants)$4,602
ASCENSUS · Other servicesindirect comp
MORNINGSTAR · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,600 · 0.08%
2023$3,972 · 0.09%
2022$20,525 · 0.48%
Similar plansProfessional & Technical Services · Missouri
Trileaf Corporation MO$7.1M · 0.59%
Aesop Intermediate, LLC MO$6.7M · 0.55%
Gonzalez Companies, LLC MO$6.3M · 0.25%
Watchtower Security LLC MO$6.0M · 0.70%
Solution Holdings, L.L.C. MO$6.0M · 0.58%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431746975 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.