Plan Ledger DOL Form 5500 · updated monthly

Wm. a. Straub, Inc.401(k)

WM. A. STRAUB, INC. 401(K) PLAN · CLAYTON, MO · plan year 2024

Reported admin expense ratio · 2024
0.71%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Wm. a. Straub, Inc. reported $52,987 in plan administrative expenses for 2024: 0.71% of average plan assets, above the peer median. Employer contributions averaged $873 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.71%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (930th of 1,393), and 3,002nd of 5,215 in retail trade. In 2024, employees put in $1.35 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,159,659
Participants with balances135
Active participants315
Employer contributions$275,104
Employee contributions$371,018
Employer contribution per active participant$873
Average account balance$60,442
Benefits paid to participants$286,160
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 135 accts · $275K emplr
2023$6.8M · 128 accts · $183K emplr
2022$5.3M · 129 accts · $101K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$52,987
Total administrative$52,987
The Wm. a. Straub, Inc. 401(k) match · 2024
Employer contribution per active participant$873
Median for plans this size$1,313
2024$873 per active participant
2023$615 per active participant
2022$316 per active participant

Wm. a. Straub, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL FINANCIAL GROUP · Contract administrator · Loan processing$50,737
ORENDA RETIREMENT LLC · Contract administrator · Other services$2,250
ARCHFORD CAPITAL STRATEGIES LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$52,987 · 0.71%
2023$45,897 · 0.75%
2022$44,120 · 0.72%
Similar plansRetail Trade · Missouri
Sapaugh Motors, Inc. MO$8.4M · 0.67%
Tri-Star Imports, Inc. MO$8.4M · 0.80%
Scrubs & Beyond LLC MO$8.0M · 0.21%
Midwest Petroleum Company MO$6.8M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430619411 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.