Plan Ledger DOL Form 5500 · updated monthly

Sapaugh Motors, Inc.401(k)

SAPAUGH MOTORS RETIREMENT PLAN · HERCULANEUM, MO · plan year 2024

Reported admin expense ratio · 2024
0.67%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Sapaugh Motors, Inc. reported $53,891 in plan administrative expenses for 2024: 0.67% of average plan assets, above the peer median. Employer contributions averaged $1,066 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.56% to 0.67%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Missouri (920th of 1,393), and 2,952nd of 5,215 in retail trade. In 2024, employees put in $4.06 for every $1.00 the employer contributed; active participation has grown from 124 to 147 since 2022.

Plan summary
Net assets, end of year$8,425,174
Participants with balances159
Active participants147
Employer contributions$156,674
Employee contributions$636,345
Employer contribution per active participant$1,066
Average account balance$52,989
Benefits paid to participants$823,385
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.4M · 159 accts · $157K emplr
2023$7.8M · 123 accts · $151K emplr
2022$7.8M · 123 accts · $148K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,460
Investment management$29,431
Total administrative$53,891
The Sapaugh Motors, Inc. 401(k) match · 2024
Employer contribution per active participant$1,066
Median for plans this size$1,313
2024$1,066 per active participant
2023$1,116 per active participant
2022$1,190 per active participant

Sapaugh Motors, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
ASCENSUS LLC · Loan processing · Recordkeeping$24,460
STIFEL NICOLAUS & CO INC. · Investment advisory (plan)$10,375
BUCKINGHAM ASSET MANAGEMENT. · Investment advisory (plan)$10,165
EAGLES STRATEGIES, LLC · Investment advisory (plan)$8,891

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Ascensus
2023Ascensus

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Administrative cost history3
2024$53,891 · 0.67%
2023$44,331 · 0.57%
2022$44,451 · 0.56%
Same employer
Similar plansRetail Trade · Missouri
Mosby Building Arts, LTD. MO$8.9M · 0.59%
Tri-Star Imports, Inc. MO$8.4M · 0.80%
Wm. a. Straub, Inc. MO$8.2M · 0.71%
Scrubs & Beyond LLC MO$8.0M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 431334413 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.