Plan Ledger DOL Form 5500 · updated monthly

Windsor Fashions, Inc.401(k)

WINDSOR FASHIONS 401(K) SAVINGS PLAN · SANTA FE SPRINGS, CA · plan year 2024

Reported admin expense ratio · 2024
1.44%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Windsor Fashions, Inc. reported $184,547 in plan administrative expenses for 2024: 1.44% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,123 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 1.83% to 1.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,422nd-largest of 9,483 plans among California employers on file, and the 1,928th of 5,215 in retail trade. In 2024, employees put in $2.67 for every $1.00 the employer contributed; active participation has grown from 714 to 974 since 2022.

Plan summary
Net assets, end of year$14,773,581
Participants with balances1,124
Active participants974
Employer contributions$1,093,564
Employee contributions$2,921,718
Employer contribution per active participant$1,123
Average account balance$13,144
Benefits paid to participants$1,377,682
Plan auditUnmodified (clean) audit opinion
AuditorFINEMAN WEST & CO. LLP
Plan history3
Yearassets · accounts · employer contribution
2024$14.8M · 1,124 accts · $1.1M emplr
2023$10.8M · 1,068 accts · $1.1M emplr
2022$6.4M · 859 accts · $786K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$144,209
Investment management$40,338
Total administrative$184,547
The Windsor Fashions, Inc. 401(k) match · 2024
Employer contribution per active participant$1,123
Median for plans this size$2,416
2024$1,123 per active participant
2023$1,161 per active participant
2022$1,101 per active participant

Windsor Fashions, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
WIPFLI LLP · Recordkeeping · Loan processing$144,209
CREATIVE PLANNING, LLC · Investment advisory (participants) · Investment advisory (plan)$40,338

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024WIPFLI LLP
2023WIPFLI LLP

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Administrative cost history3
2024$184,547 · 1.44%
2023$142,066 · 1.65%
2022$102,190 · 1.83%
Same employer
Similar plansRetail Trade · California
Don Roberto Jewelers Inc CA$15.1M · 0.15%
Ly Brothers Corporation CA$15.0M · 0.30%
Jones Lumber Company, Inc CA$15.0M · 0.31%
Citrus Motors Ontario, Inc. CA$14.9M · 0.38%
Wine.com CA$14.7M · 0.60%
Robert a. Smith, Inc. CA$14.5M · 0.42%
Vintners Distributors, Inc. CA$14.5M · 0.52%

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Source: U.S. Department of Labor, Form 5500 series, EIN 952599845 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.