Plan Ledger DOL Form 5500 · updated monthly

Vintners Distributors, Inc.401(k)

VINTNERS DISTRIBUTORS, INC. PROFIT SHARING PLAN · FREMONT, CA · plan year 2024

Reported admin expense ratio · 2024
0.52%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Vintners Distributors, Inc. reported $69,228 in plan administrative expenses for 2024: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $434 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is the 4,470th-largest of 9,483 plans among California employers on file, and the 1,959th of 5,215 in retail trade. In 2024, employees put in $2.05 for every $1.00 the employer contributed; active participation has grown from 570 to 655 since 2022.

Plan summary
Net assets, end of year$14,464,466
Participants with balances173
Active participants655
Employer contributions$284,374
Employee contributions$583,588
Employer contribution per active participant$434
Average account balance$83,610
Benefits paid to participants$256,748
Plan auditUnmodified (clean) audit opinion
AuditorHOOD & STRONG LLP
Plan history3
Yearassets · accounts · employer contribution
2024$14.5M · 173 accts · $284K emplr
2023$12.1M · 174 accts · $284K emplr
2022$10.2M · 171 accts · $267K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$35,773
Investment management$33,455
Total administrative$69,228
The Vintners Distributors, Inc. 401(k) match · 2024
Employer contribution per active participant$434
Median for plans this size$2,416
2024$434 per active participant
2023$495 per active participant
2022$468 per active participant

Vintners Distributors, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$35,773
MERRILL LYNCH · Investment advisory (plan)$33,455

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$69,228 · 0.52%
2023$55,873 · 0.50%
2022$60,495 · 0.54%
Same employer
Similar plansRetail Trade · California
Windsor Fashions, Inc. CA$14.8M · 1.44%
Wine.com CA$14.7M · 0.60%
Robert a. Smith, Inc. CA$14.5M · 0.42%
Bird Rides, Inc. CA$14.2M · 0.09%
Toyota of Santa Maria CA$14.1M · 0.62%

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Source: U.S. Department of Labor, Form 5500 series, EIN 943023379 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.