Plan Ledger DOL Form 5500 · updated monthly

Wilson & Muir Bancorp, Inc.401(k)

WILSON & MUIR BANCORP, INC. 401(K) & PROFIT SHARING PLAN · BARDSTOWN, KY · plan year 2024

Reported admin expense ratio · 2024
0.59%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Wilson & Muir Bancorp, Inc. reported $129,384 in plan administrative expenses for 2024: 0.59% of average plan assets, higher than ~75% of peers. Employer contributions averaged $3,181 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.59%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 263rd-largest of 871 plans among Kentucky employers on file, and 2,813th of 4,798 in finance & insurance. In 2024, employees put in $1.48 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,144,842
Participants with balances158
Active participants144
Employer contributions$458,002
Employee contributions$676,398
Employer contribution per active participant$3,181
Average account balance$146,486
Benefits paid to participants$1,290,417
Plan auditUnmodified (clean) audit opinion
AuditorMONROE SHINE & CO INC
Plan history3
Yearassets · accounts · employer contribution
2024$23.1M · 158 accts · $458K emplr
2023$20.9M · 150 accts · $658K emplr
2022$17.7M · 145 accts · $186K emplr
The Wilson & Muir Bancorp, Inc. 401(k) match · 2024
Employer contribution per active participant$3,181
Median for plans this size$2,416
2024$3,181 per active participant
2023$4,539 per active participant
2022$1,274 per active participant

Wilson & Muir Bancorp, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
AMERICAN TRUST COMPANY · Contract administrator · Recordkeeping$67,947
MAHURIN WEALTH ADVISORS · Investment advisory (plan)$37,750
CROWE LLP · Accounting / audit$23,688

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024AMERICAN TRUST COMPANY
2023AMERICAN TRUST COMPANY

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$129,384 · 0.59%
2023$110,035 · 0.57%
2022$117,064 · 0.60%
Similar plansFinance & Insurance · Kentucky
Farmers National Bank KY$27.6M · 0.19%
Field & Main Bank KY$22.8M · 0.05%
Park Federal Credit Union KY$22.1M · 0.30%
The Cecilian Bank KY$21.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611032960 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.