Plan Ledger DOL Form 5500 · updated monthly

The Cecilian Bank401(k)

THE CECILIAN BANK 401(K) & PROFIT SHARING PLAN · ELIZABETHTOWN, KY · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

The Cecilian Bank reported $42,589 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $3,108 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.22% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 273rd-largest of 871 plans among Kentucky employers on file, and 2,918th of 4,798 in finance & insurance. In 2024, employees put in $1.15 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$21,823,032
Participants with balances269
Active participants227
Employer contributions$705,542
Employee contributions$811,333
Employer contribution per active participant$3,108
Average account balance$81,127
Benefits paid to participants$1,455,313
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.8M · 269 accts · $706K emplr
2023$18.6M · 260 accts · $655K emplr
2022$15.7M · 261 accts · $613K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,389
Total administrative$42,589
The The Cecilian Bank 401(k) match · 2024
Employer contribution per active participant$3,108
Median for plans this size$2,416
2024$3,108 per active participant
2023$2,989 per active participant
2022$2,799 per active participant

The Cecilian Bank's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
OWEN LARUE LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$42,589 · 0.21%
2023$36,903 · 0.22%
2022$39,398 · 0.22%
Same employer
Similar plansFinance & Insurance · Kentucky
Wilson & Muir Bancorp, Inc. KY$23.1M · 0.59%
Field & Main Bank KY$22.8M · 0.05%
Park Federal Credit Union KY$22.1M · 0.30%
Heritage Bank, Inc. KY$19.4M · 0.53%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610153205 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.