Plan Ledger DOL Form 5500 · updated monthly

Wilbraham and Monson Academy403(b)

WILBRAHAM AND MONSON ACADEMY DEFINED CONTRIBUTION RETIREMENT PLAN · WILBRAHAM, MA · plan year 2025

Reported admin expense ratio · 2025
0.17%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Wilbraham and Monson Academy reported $55,480 in plan administrative expenses for 2025: 0.17% of average plan assets, below the peer median. Employer contributions averaged $5,904 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.04% to 0.17%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other educational services employers. By assets it is the 915th-largest of 2,726 plans among Massachusetts employers on file, and the 1,180th of 3,091 in educational services. In 2025, employees put in $1.13 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$34,495,604
Participants with balances329
Active participants128
Employer contributions$755,671
Employee contributions$851,558
Employer contribution per active participant$5,904
Average account balance$104,850
Benefits paid to participants$2,371,923
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$34.5M · 329 accts · $756K emplr
2024$30.4M · 332 accts · $761K emplr
2023$26.9M · 332 accts · $995K emplr
2022$23.1M · 332 accts · $670K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$55,480
Total administrative$55,480
Employer contributions to the Wilbraham and Monson Academy plan · 2025
Employer contribution per active participant$5,904
Median for plans this size$2,666
2025$5,904 per active participant
2024$5,994 per active participant
2023$7,538 per active participant
2022$5,196 per active participant

Wilbraham and Monson Academy's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
TIAA$34,033
GLOBAL RETIREMENT PARNERS, LLC-H/O · Investment advisory (plan)$14,250
CARON & BLETZER, PLLC · Accounting / audit$6,750
RIVERSOURCE LIFE INSURANCE COMPANY$447

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$55,480 · 0.17%
2024$42,793 · 0.15%
2023$24,411 · 0.10%
2022$8,778 · 0.04%
Same employer
Similar plansEducational Services · Massachusetts
The Pike School, Inc. MA$35.5M · 0.13%
The Carroll School MA$34.9M · 0.10%
Fisher College MA$32.9M · 0.03%
Bancroft School MA$32.5M · 0.11%

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Source: U.S. Department of Labor, Form 5500 series, EIN 042105838 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.