Plan Ledger DOL Form 5500 · updated monthly

White Rock Oil & Gas, LLC401(k)

WHITE ROCK OIL & GAS, LLC 401(K) PLAN · PLANO, TX · plan year 2025

Reported admin expense ratio · 2025
0.91%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

White Rock Oil & Gas, LLC reported $105,881 in plan administrative expenses for 2025: 0.91% of average plan assets, higher than ~90% of peers. Employer contributions averaged $7,530 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.91%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other mining, oil & gas extraction employers. By assets it is the 2,705th-largest of 5,688 plans among Texas employers on file, and 384th of 612 in mining, oil & gas extraction. In 2025, employees put in $1.36 for every $1.00 the employer contributed; active participation has shrunk from 105 to 87 since 2022.

Plan summary
Net assets, end of year$12,642,153
Participants with balances116
Active participants87
Employer contributions$655,098
Employee contributions$888,130
Employer contribution per active participant$7,530
Average account balance$108,984
Benefits paid to participants$1,139,945
Plan auditUnmodified (clean) audit opinion
AuditorPSK, LLP
Plan history4
Yearassets · accounts · employer contribution
2025$12.6M · 116 accts · $655K emplr
2024$10.5M · 127 accts · $666K emplr
2023$9.7M · 144 accts · $630K emplr
2022$6.7M · 133 accts · $555K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$105,881
Total administrative$105,881
The White Rock Oil & Gas, LLC 401(k) match · 2025
Employer contribution per active participant$7,530
Median for plans this size$2,666
2025$7,530 per active participant
2024$6,525 per active participant
2023$5,342 per active participant
2022$5,287 per active participant

White Rock Oil & Gas, LLC's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$100,458
DEFINITI, LLC · Contract administrator · Other services$5,423
LPL FINANCIAL LLC RPCP · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$105,881 · 0.91%
2024$94,688 · 0.94%
2023$73,259 · 0.90%
2022$64,594 · 0.94%
Same employer
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Orion Pacific, Inc. TX$13.1M · 0.29%
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Aegsi Holdings LLC TX$12.7M · 0.52%
Formentera Partners, LP TX$12.1M · 0.64%
Clearwell Dynamics, LLC TX$11.9M · 0.37%
Ensign Management LLC TX$11.9M · 0.15%
Scm Operations LLC TX$11.6M · 0.44%

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Source: U.S. Department of Labor, Form 5500 series, EIN 455278017 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.