Plan Ledger DOL Form 5500 · updated monthly

White Gold Inc401(k)

WHITE GOLD INC 401(K) PROFIT SHARING PLAN & TRUST · PORTLAND, OR · plan year 2024

Reported admin expense ratio · 2024
1.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

White Gold Inc reported $13,020 in plan administrative expenses for 2024: 1.43% of average plan assets, above the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.43%. The plan sits in the under $1M size bracket, benchmarked here against 1,109 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Oregon (955th of 1,021), and 4,939th of 5,215 in retail trade. active participation has grown from 135 to 181 since 2022.

Plan summary
Net assets, end of year$1,095,675
Participants with balances230
Active participants181
Employer contributions$0
Employee contributions$272,595
Employer contribution per active participant$0
Average account balance$4,764
Benefits paid to participants$13,534
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$1.1M · 230 accts
2023$726K · 195 accts
2022$443K · 175 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$8,619
Investment management$3,541
Trustee / custodial$860
Total administrative$13,020
The White Gold Inc 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$540

White Gold Inc's 2024 employer contribution ran below the $540 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history3
2024$13,020 · 1.43%
2023$8,184 · 1.40%
2022$5,955 · 1.45%
Similar plansRetail Trade · Oregon
Mountain Rose, Inc. OR$2.0M · 0.17%
Twgw, Inc. OR$1.0M · 0.74%
Fast Break of Oregon, LLC OR$774K · 0.88%
Sunset Auto Parts, Inc. OR$705K · 0.75%

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Source: U.S. Department of Labor, Form 5500 series, EIN 813102892 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.