Plan Ledger DOL Form 5500 · updated monthly

Western Trailer Co.401(k)

WESTERN TRAILER CO. 401(K) PROFIT SHARING PLAN · BOISE, ID · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Western Trailer Co. reported $102,664 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $2,182 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.38% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other manufacturing employers. By assets it is the 82nd-largest of 349 plans among Idaho employers on file, and the 4,881st of 13,661 in manufacturing. In 2024, employees put in $1.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,876,750
Participants with balances444
Active participants294
Employer contributions$641,405
Employee contributions$1,239,038
Employer contribution per active participant$2,182
Average account balance$60,533
Benefits paid to participants$2,308,762
Plan auditUnmodified (clean) audit opinion
AuditorLEAVITT, CHRISTENSEN & CO, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$26.9M · 444 accts · $641K emplr
2023$24.7M · 417 accts · $586K emplr
2022$21.7M · 439 accts · $563K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$44,496
Investment management$49,287
Trustee / custodial$8,881
Total administrative$102,664
The Western Trailer Co. 401(k) match · 2024
Employer contribution per active participant$2,182
Median for plans this size$2,416
2024$2,182 per active participant
2023$2,101 per active participant
2022$2,040 per active participant

Western Trailer Co.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
NWPS · Recordkeeping · Consulting$44,496
ARBOR POINT ADVISORS LLC · Investment advisory (participants) · Investment advisory (plan)$36,209
ECHELON GROUP, INC. · Investment advisory (participants) · Investment advisory (plan)$13,078
CHARLES SCHWAB TRUST BANK · Custodial (securities)$8,881

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024NWPS
2023NWPS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$102,664 · 0.40%
2023$93,937 · 0.40%
2022$89,578 · 0.38%
Same employer
Similar plansManufacturing · Idaho
La Semiconductor ID$36.7M · 0.52%
Electronic Controls Company ID$33.8M · 0.24%
Redbuilt LLC ID$28.5M · 0.15%
Idaho Steel Products, Inc. ID$20.7M · 0.28%
Nxedge, Inc. ID$18.6M · 0.07%

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Source: U.S. Department of Labor, Form 5500 series, EIN 820347136 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.