Plan Ledger DOL Form 5500 · updated monthly

Western Holding Group, Inc.401(k)

WESTERN HOLDING GROUP, INC. PROFIT SHARING & 401(K) PLAN · ST. LOUIS, MO · plan year 2024

Reported admin expense ratio · 2024
0.21%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Western Holding Group, Inc. reported $92,554 in plan administrative expenses for 2024: 0.21% of average plan assets, below the peer median. Employer contributions averaged $1,730 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.24% to 0.21%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 330th-largest of 1,393 plans among Missouri employers on file, and the 1,074th of 5,337 in construction. In 2024, employees put in $2.41 for every $1.00 the employer contributed; active participation has grown from 283 to 639 since 2022.

Plan summary
Net assets, end of year$48,057,403
Participants with balances353
Active participants639
Employer contributions$1,105,422
Employee contributions$2,662,199
Employer contribution per active participant$1,730
Average account balance$136,140
Benefits paid to participants$3,330,125
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$48.1M · 353 accts · $1.1M emplr
2023$40.5M · 359 accts · $1.0M emplr
2022$33.6M · 356 accts · $1.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$59,570
Audit (IQPA)$32,984
Total administrative$92,554
The Western Holding Group, Inc. 401(k) match · 2024
Employer contribution per active participant$1,730
Median for plans this size$2,416
2024$1,730 per active participant
2023$3,625 per active participant
2022$3,639 per active participant

Western Holding Group, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
ONEAMERICA RETIREMENT SERVICES LLC · Recordkeeping · Loan processing$59,570
RUBINBROWN LLP · Accounting / audit$32,984
MATRIX TRUST COMPANY · Custodial (securities) · Trusteeindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$92,554 · 0.21%
2023$80,013 · 0.22%
2022$87,170 · 0.24%
Similar plansConstruction · Missouri
Plumbers Local 8 Dc Plan MO$52.6M · 0.47%
Paric Corporation MO$39.8M · 0.22%

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Source: U.S. Department of Labor, Form 5500 series, EIN 475472672 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.