Plan Ledger DOL Form 5500 · updated monthly

Western Dairy Transport, LLC401(k)

WESTERN DAIRY TRANSPORT, LLC EMPLOYEE'S 401(K) PLAN · CABOOL, MO · plan year 2024

Reported admin expense ratio · 2024
0.46%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Western Dairy Transport, LLC reported $96,366 in plan administrative expenses for 2024: 0.46% of average plan assets, higher than ~75% of peers. Employer contributions averaged $992 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.29% to 0.46%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 559th-largest of 1,393 plans among Missouri employers on file, and the 687th of 2,677 in transportation & warehousing. In 2024, employees put in $3.09 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$22,159,189
Participants with balances881
Active participants965
Employer contributions$956,903
Employee contributions$2,960,313
Employer contribution per active participant$992
Average account balance$25,152
Benefits paid to participants$3,504,487
Plan auditUnmodified (clean) audit opinion
AuditorLBMC, PC
Plan history3
Yearassets · accounts · employer contribution
2024$22.2M · 881 accts · $957K emplr
2023$19.5M · 896 accts · $793K emplr
2022$16.1M · 852 accts · $769K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$96,366
Total administrative$96,366
The Western Dairy Transport, LLC 401(k) match · 2024
Employer contribution per active participant$992
Median for plans this size$2,416
2024$992 per active participant
2023$843 per active participant
2022$841 per active participant

Western Dairy Transport, LLC's 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY WORKPLACE SERVICES, LLC · Plan administrator · Trustee (discretionary)$96,366
UMB FINANCIAL SERVICES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$96,366 · 0.46%
2023$36,929 · 0.21%
2022$48,071 · 0.29%
Same employer
Similar plansTransportation & Warehousing · Missouri
Hogan Services, Inc. MO$45.3M · 0.37%
Contract Freighters, Inc. MO$35.5M · 0.31%
Tm Pay, Inc. MO$24.7M · 0.40%
Industrial Marketing, Inc. MO$21.3M · 0.44%
Eshipping MO$18.6M · 0.51%
Tvs Scs North America, Inc. MO$13.0M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 204691649 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.