Plan Ledger DOL Form 5500 · updated monthly

Western Berks Ambulance Associat401(k)

WESTERN BERKS AMBULANCE 401(K) PLAN · WEST LAWN, PA · plan year 2023

Reported admin expense ratio · 2023
1.22%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Western Berks Ambulance Associat reported $24,870 in plan administrative expenses for 2023: 1.22% of average plan assets, higher than ~90% of peers. Employer contributions averaged $448 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 1.40% to 1.22%. The plan sits in the $1M–$10M size bracket, benchmarked here against 22,307 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in Pennsylvania (3,309th of 3,651), and 9,845th of 11,911 in health care & social assistance. In 2023, employees put in $3.55 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,235,424
Participants with balances90
Active participants99
Employer contributions$44,305
Employee contributions$157,475
Employer contribution per active participant$448
Average account balance$24,838
Benefits paid to participants$152,250
Plan auditUnmodified (clean) audit opinion
AuditorROSS BUEHLER FALK & COMPANY
Plan history2
Yearassets · accounts · employer contribution
2023$2.2M · 90 accts · $44K emplr
2022$1.9M · 108 accts · $62K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$14,968
Investment management$9,902
Total administrative$24,870
The Western Berks Ambulance Associat 401(k) match · 2023
Employer contribution per active participant$448
Median for plans this size$1,308
2023$448 per active participant
2022$569 per active participant

Western Berks Ambulance Associat's 2023 employer contribution ran below the $1,308 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
ADP, INC. · Loan processing · Recordkeeping$14,968
GOOD LIFE ADVISORS, LLC · Recordkeeping · Trustee$9,901
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history2
2023$24,870 · 1.22%
2022$27,384 · 1.40%
Similar plansHealth Care & Social Assistance · Pennsylvania
Lafayette Manor, Inc. PA$2.3M · 0.23%
The Summit School, Inc. PA$2.3M · 0.04%
Wes Health System PA$2.2M · 0.95%
Grove Dental Group PA$2.2M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 236398510 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.