Plan Ledger DOL Form 5500 · updated monthly

West Yavapai Guidance Clinic D401(k)

401(K)PROFIT SHARING PLAN FOR EMPLOYEES OF WEST YAVAPAI GUIDANCE CLINIC D/B/A POLARA HEALTH · PRESCOTT VALLEY, AZ · plan year 2024

Reported admin expense ratio · 2024
0.35%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

West Yavapai Guidance Clinic D reported $45,163 in plan administrative expenses for 2024: 0.35% of average plan assets, above the peer median. Employer contributions averaged $8,186 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.35%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 487th-largest of 1,285 plans among Arizona employers on file, and the 4,891st of 11,911 in health care & social assistance. In 2024, employees put in $2.37 for every $1.00 the employer contributed; active participation has shrunk from 345 to 40 since 2022.

Plan summary
Net assets, end of year$13,084,734
Participants with balances0
Active participants40
Employer contributions$327,459
Employee contributions$777,084
Employer contribution per active participant$8,186
Average account balance—
Benefits paid to participants$2,779,234
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$13.1M · $327K emplr
2023$13.0M · 489 accts · $272K emplr
2022$12.2M · 489 accts · $288K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$18,838
Total administrative$45,163
The West Yavapai Guidance Clinic D 401(k) match · 2024
Employer contribution per active participant$8,186
Median for plans this size$2,416
2024$8,186 per active participant
2023$772 per active participant
2022$836 per active participant

West Yavapai Guidance Clinic D's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
EMPOWER ADVISORY GROUP, LLC · Investment managementindirect comp
PENTEGRA SERVICES INC · Contract administratorindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$45,163 · 0.35%
2023$5,345 · 0.04%
2022$3,865 · 0.03%
Same employer
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Visonquest National, LTD. AZ$14.0M · 1.00%
A New Leaf, Inc. AZ$13.5M · 0.72%
Southwest Network, Inc. AZ$13.3M · 0.56%
Hacienda, Inc. AZ$12.9M · 0.92%
Copa Health, Inc. AZ$12.7M · 0.81%
Solari, Inc. AZ$12.5M · 1.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 860206928 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.