Plan Ledger DOL Form 5500 · updated monthly

West Tennessee Bone & Joint Clinic, P.C.401(k)

WEST TENNESSEE BONE & JOINT CLINIC, P.C. PROFIT SHARING PLAN · JACKSON, TN · plan year 2025

Reported admin expense ratio · 2025
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

West Tennessee Bone & Joint Clinic, P.C. reported $123,728 in plan administrative expenses for 2025: 0.29% of average plan assets, above the peer median. Employer contributions averaged $5,040 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.290%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 302nd-largest of 1,496 plans among Tennessee employers on file, and the 1,999th of 11,911 in health care & social assistance. In 2025, employees put in $1.04 for every $1.00 the employer contributed; active participation has grown from 190 to 212 since 2022.

Plan summary
Net assets, end of year$46,258,797
Participants with balances253
Active participants212
Employer contributions$1,068,534
Employee contributions$1,110,751
Employer contribution per active participant$5,040
Average account balance$182,841
Benefits paid to participants$1,298,787
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$46.3M · 253 accts · $1.1M emplr
2024$39.1M · 253 accts · $1.1M emplr
2023$33.0M · 242 accts · $1.1M emplr
2022$27.1M · 226 accts · $1.4M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$47,217
Investment management$76,511
Total administrative$123,728
The West Tennessee Bone & Joint Clinic, P.C. 401(k) match · 2025
Employer contribution per active participant$5,040
Median for plans this size$2,666
2025$5,040 per active participant
2024$5,177 per active participant
2023$5,304 per active participant
2022$7,535 per active participant

West Tennessee Bone & Joint Clinic, P.C.'s 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20254
MERCER GLOBAL ADVISORS, INC. · Investment advisory (plan)$39,301
FINANCIAL PARTNERS GROUP, LLC · Investment advisory (plan)$37,210
CAPITAL GROUP RETIREMENT PLAN SERVI$32,587
HUB INTERNATIONAL GULF SOUTH LIMITE · Contract administrator$4,162

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$123,728 · 0.29%
2024$101,812 · 0.28%
2023$86,735 · 0.29%
2022$82,027 · 0.29%
Same employer
Similar plansHealth Care & Social Assistance · Tennessee
American Physician Partners TN$49.8M · 0.33%
Aegis Sciences Corporation TN$47.7M · 0.01%
Mwd Management, LLC TN$47.3M · 0.37%
Scri Holdings, LLC TN$44.5M · 0.20%
Fahc, Inc. TN$39.0M

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Source: U.S. Department of Labor, Form 5500 series, EIN 620913372 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.